Bank’s credit-deposit ratio touches a 62-year high of 82.6% in Q1FY27
India's banks reported a credit-deposit (CD) ratio of 82.6% in Q1FY27, the highest in 62 years, as loans outpaced deposit growth. Loans increased by 18.6% year-on-year to ₹219.3 lakh crore, while deposits rose by 13.3% to ₹265.4 lakh crore, marking a variance of 5 percentage points between the two. This trend indicates a robust demand for credit amid a growing economy.