Building your first mutual fund portfolio at 25? Experts share the ideal allocation and common mistakes to avoid
Financial experts advise young investors in their twenties to build a mutual fund portfolio with a focus on long-term wealth creation through proper asset allocation. Jiral Mehta from FundsIndia recommends a portfolio allocation of 70-80% in equities, 15-20% in debt, and 5-10% in gold, emphasizing the importance of starting with an emergency fund and adequate insurance. Mukesh Kumawat from Anand Rathi Wealth highlights that asset allocation should align with individual financial goals rather than age alone.