Digital lending in India: How Aadhaar, payments and account aggregators are changing credit
India's lending ecosystem has evolved significantly due to investments in digital infrastructure, enhancing data flow and analytics. The integration of Aadhaar, payment systems, and account aggregators has streamlined lending processes, enabling quicker credit decisions and easier access to loans for consumers. This transformation reflects a decade-long expansion of the credit market, driven by public-private partnerships and technological advancements.