Multiple health insurance policies: Can you claim from two insurers for the same hospital bill? Experts explain
Policyholders can claim from multiple health insurance policies for the same hospitalization, but total payouts cannot exceed actual medical expenses incurred. For instance, if a hospital bill is ₹8 lakh and one insurer pays ₹5 lakh, the second can cover the remaining ₹3 lakh. However, claiming the same expense from both insurers is not permitted.