Personal loan rates October 2026: Check EMI and processing fees across 22 lenders
Personal loan interest rates in October 2026 range from 8.90% to 30.50% across 22 lenders, impacting monthly EMIs and total borrowing costs. For a ₹5 lakh loan over five years, EMIs start at ₹10,355 with varying processing fees, such as Tata Capital's ₹49 and Kotak Mahindra Bank's up to 5%. Borrowers should carefully compare these factors before choosing a lender.