Rs 4.5 crore retirement corpus: Can you get Rs 4 lakh monthly income without losing your corpus?
A retiree with a ₹4.5 crore corpus can generate a monthly income of ₹4 lakh through a systematic withdrawal plan (SWP) from mutual funds, rather than relying solely on fixed deposits. This approach can significantly reduce tax liabilities, allowing for better post-tax returns. Investors should consider diversifying their investments across various fund types to optimize growth and manage risk.