Understanding mental health insurance: What hospitalisation and therapy costs are covered?
- Mental health insurance generally covers medically necessary hospitalisation, but specifics depend on the terms outlined.
- According to industry experts, policyholders must distinguish between inpatient hospitalisation and day-care treatment.
- Pre-existing conditions may complicate claims, with waiting periods or additional scrutiny potentially affecting the coverage.
- Before treatment, insured individuals should verify their policy's mental health coverage, including exclusions.
Source: outlookmoney.com
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